Car Insurance For Teenagers

Is your teenager excited about getting his/her license? Are you absolutely terrified?

You have plenty of things on your mind about your newly licensed driver, but your insurance should not be one of them. We have many options to keep you and your child covered, but to also keep your premiums low. 

When purchasing a vehicle for your teenager there are a few things to consider. When having comprehensive and collision coverages on your vehicle, the premiums are higher. If you were to buy a vehicle that is older you have the choice of not buying these coverages. 

Comprehensive covers damage to your vehicle outside of a collision accident, such as a rock chip to your windshield or if you were to hit a deer. Collision covers to repair or replace your vehicle if you have an at-fault accident. You have the choice of both, one or none of these coverages.

We also have discounts to take advantage of including DriveWise®, Smart Student and Allstate eSmart. With Port Angeles High School starting on September 3rd, it’s a great time to talk to your teen about setting up an incentive plan to make sure they keep up those grades, which in turn will keep your premiums low!

While you are out shopping for vehicles, we can help you weigh the cost and risk of the vehicles you are looking at. Just give us a call with the year and the VIN # and we can give you a price estimate.

Still have questions? Please call our Agency at 360-452-9200 or visit us at 707 East Front Street, Port Angeles, WA to review your policy and help you manage the cost of having a teen driver. 


Matt Elwood

Matt Elwood grew up in Port Angeles, graduating from the high school before moving south to attend Pepperdine University in Malibu, CA. While earning his Business Administration he secured an internship at Northwestern Mutual and started his financial career. After graduating from Pepperdine, Matt built a successful Insurance practice in Los Angeles while earning his investment licenses. After a decade of being away from family, Matt decided to move back to Port Angeles and purchase his mother’s Agency. The Helen Elwood Insurance Agency has been an established Allstate agency in Port Angeles for many years. Matt purchased the business in January 2011 and renamed it Elwood Benefits. Matt is focused on growing the business which leaves him little time for anything else. When he does take a break you’ll find him enjoying his family or out on the golf course.