Why You Need Renter’s Insurance

If you are looking to rent or currently renting your home or apartment in Port Angeles, it’s time that you learn more about renter’s insurance!

You’ve probably heard about Homeowner’s Insurance, which covers the house itself and the items inside. But if you are renting all you need is to cover your personal belongings. 

It may not seem like a lot, but all the little things start to add up! When you think about how much it will cost to replace your furniture, dishes, sheets, clothes, books, electronics, and everything else that is filling up your home, it’s probably a lot more than you thought!

Renters insurance is an affordable way to protect what you have worked hard to acquire. And it’s probably a lot cheaper than you would expect. In fact, many times the discount you receive on your auto insurance for having multiple policies can almost pay for the entire renter’s policy! 

Renters Insurance will cover personal belongings within your home, as well as a limited amount of personal property off premises, including storage units and your personal belongings inside your car, according to policy limits. 

It also includes important liability coverage. If you accidentally cause a fire that burns down the property, your insurance pays the landlord to replace it, protecting you from a harmful lawsuit. In fact, many landlords now require that tenants carry a certain amount of liability insurance before they approve the lease. 

So if you’re renting, it’s time to look at protecting your valuables. Give us a call at 360-452-9200, visit us at 707 East Front Street in Port Angeles, or visit our Allstate Website today, for a quote! And don’t forget to find out how much you will save on your auto insurance too!  


Matt Elwood

Matt Elwood grew up in Port Angeles, graduating from the high school before moving south to attend Pepperdine University in Malibu, CA. While earning his B.S.in Business Administration he secured an internship at Northwestern Mutual and started his financial career. After graduating from Pepperdine, Matt built a successful Insurance practice in Los Angeles while earning his investment licenses. After a decade of being away from family, Matt decided to move back to Port Angeles and purchase his mother’s Agency. The Helen Elwood Insurance Agency has been an established Allstate agency in Port Angeles for many years. Matt purchased the business in January 2011 and renamed it Elwood Benefits. Matt is focused on growing the business which leaves him little time for anything else. When he does take a break you’ll find him enjoying his family or out on the golf course.