5 Questions with … Allstate Agent Matt Elwood

/ Matt Elwood - Allstate Insurance/

I was honored when offered an opportunity to write for the Allstate Insurance Blog regarding my thoughts on life insurance. Being an insurance agent in Port Angeles, WA, it was my first time having a national audience. Here is an excerpt from the post:

"When it comes to life insurance, there are some common misconceptions: Many people think that life insurance is too expensive or won’t pay out. Matt Elwood, an Allstate Personal Financial Representative based in Port Angeles, Wash., offers his expertise on these concerns and more. Here’s his take on life insurance, in simple terms.

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If you would like to speak with me directly regarding a personalized life insurance plan for your and your family, please call 360-452-9200.

 

/ Matt Elwood - Allstate Insurance/ / Comment

Matt Elwood

Matt Elwood grew up in Port Angeles, graduating from the high school before moving south to attend Pepperdine University in Malibu, CA. While earning his B.S.in Business Administration he secured an internship at Northwestern Mutual and started his financial career. After graduating from Pepperdine, Matt built a successful Insurance practice in Los Angeles while earning his investment licenses. After a decade of being away from family, Matt decided to move back to Port Angeles and purchase his mother’s Agency. The Helen Elwood Insurance Agency has been an established Allstate agency in Port Angeles for many years. Matt purchased the business in January 2011 and renamed it Elwood Benefits. Matt is focused on growing the business which leaves him little time for anything else. When he does take a break you’ll find him enjoying his family or out on the golf course.

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Port Angeles October Home Maintenance Tasks

/ Matt Elwood - Allstate Insurance/

Every month, we share easy tasks you can do to keep your home in tip-top shape all
year long. So here are a few simple tasks you can take on in October!

Winterize External Plumbing Systems

It's much better to prepare for freezing
temperatures before it's freezing! Winterize all exposed outdoor pipes and you'll avoid
the trouble when there is snow or ice on the ground.

Check Your Carbon Monoxide Detector 

This is an important one! October is a great
time to check your carbon monoxide detector to make sure it is performing well.
Change the batteries, test it, and replace older units.

Clean Up For Halloween 

Trick-or-treating can be a liability hazard! Clean up any
loose tree limbs, fill holes in the yard, and remove any fire hazard Halloween decorations before kids are running to your door.

Save on Home Insurance 

Homeowners Insurance is an important part of protecting
your belongings. To make sure you have the best coverage, call us at 360-452-9200 today for a free, no obligation quote.

/ Matt Elwood - Allstate Insurance/ / Comment

Matt Elwood

Matt Elwood grew up in Port Angeles, graduating from the high school before moving south to attend Pepperdine University in Malibu, CA. While earning his B.S.in Business Administration he secured an internship at Northwestern Mutual and started his financial career. After graduating from Pepperdine, Matt built a successful Insurance practice in Los Angeles while earning his investment licenses. After a decade of being away from family, Matt decided to move back to Port Angeles and purchase his mother’s Agency. The Helen Elwood Insurance Agency has been an established Allstate agency in Port Angeles for many years. Matt purchased the business in January 2011 and renamed it Elwood Benefits. Matt is focused on growing the business which leaves him little time for anything else. When he does take a break you’ll find him enjoying his family or out on the golf course.

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How To Choose An Auto Insurance Deductible

/ Matt Elwood - Allstate Insurance/

When quoting auto insurance for clients, we frequently discuss how to choose the right deductible. 

A deductible is the amount you pay out of pocket when you have a claim.  If you have a $500 collision deductible and have an accident, then you would pay $500 towards repairing your vehicle and insurance would cover the rest.  

The deductible you choose directly relates to the amount of money you spend on premiums each month.  The higher the deductible ($250, $500, $1000), the lower your monthly cost.  

So how do you choose?  Cheaper price or lower out of pocket expense?

First, look at your emergency savings.  Do you have enough cash available to cover a higher deductible if you had to pay it?  If the answer is no, then you’re better off paying a little extra each month. 

Compare the cost savings.  When we run a quote, we can show you several different options. Ask your agent to run the premium based on several different deductibles so you can see the actual dollar cost savings.

You can always change your mind.  If you’re short on cash now, but know you could afford more out of pocket next year, you’re always able to change.  Keep your deductible in a comfortable range and you’ll always be well protected!  

Call us at 360-452-9200 for more information! We specialize in personalized car insurance options for those living in the Port Angeles and Sequim area and anywhere in Washington State.

/ Matt Elwood - Allstate Insurance/ / Comment

Matt Elwood

Matt Elwood grew up in Port Angeles, graduating from the high school before moving south to attend Pepperdine University in Malibu, CA. While earning his B.S.in Business Administration he secured an internship at Northwestern Mutual and started his financial career. After graduating from Pepperdine, Matt built a successful Insurance practice in Los Angeles while earning his investment licenses. After a decade of being away from family, Matt decided to move back to Port Angeles and purchase his mother’s Agency. The Helen Elwood Insurance Agency has been an established Allstate agency in Port Angeles for many years. Matt purchased the business in January 2011 and renamed it Elwood Benefits. Matt is focused on growing the business which leaves him little time for anything else. When he does take a break you’ll find him enjoying his family or out on the golf course.

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Matt Elwood - Allstate Insurance - Port Angeles, Wa

/ Matt Elwood - Allstate Insurance/

Hi, I'm Matt Elwood with the Elwood Allstate Agency in Port Angeles, Washington on the beautiful Olympic Peninsula. This agency has been in our family since 1998 when my mother, Helen, opened scratch. Today, she works with me as part of our team.

Hi, I’m Matt Elwood with the Elwood Allstate Agency in Port Angeles, Washington on the beautiful Olympic Peninsula. This agency has been in our family since 1998 when my mother, Helen, opened scratch. Today, she works with me as part of our team. Both my licensed staff and I were born in Port Angeles so hometown customer service is at our core.

My favorite part about being an Allstate agent is building relationships with customers and helping them with their protection needs. When customers come in to the agency we greet them by first name and treat them as if they are family. What sets our agency apart is our hometown customer service and proactive communication. We offer insurance reviews whenever possible and leverage technology to update customers on new products and discounts when they become available.

You can call our agency at 360-452-9200 or email me at mattelwood@allstate.com . We look forward to meeting you!

Feel free to visit my official Allstate Agency Website to get more information on the Allstate products and services I can offer in Washington State.

/ Matt Elwood - Allstate Insurance/ / Comment

Matt Elwood

Matt Elwood grew up in Port Angeles, graduating from the high school before moving south to attend Pepperdine University in Malibu, CA. While earning his B.S.in Business Administration he secured an internship at Northwestern Mutual and started his financial career. After graduating from Pepperdine, Matt built a successful Insurance practice in Los Angeles while earning his investment licenses. After a decade of being away from family, Matt decided to move back to Port Angeles and purchase his mother’s Agency. The Helen Elwood Insurance Agency has been an established Allstate agency in Port Angeles for many years. Matt purchased the business in January 2011 and renamed it Elwood Benefits. Matt is focused on growing the business which leaves him little time for anything else. When he does take a break you’ll find him enjoying his family or out on the golf course.

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Port Angeles August Home Maintenance Tasks

/ Matt Elwood - Allstate Insurance/

Every month, we share easy tasks you can do to keep your home in tip-top shape all year long. In August, we still have warm temperatures and a few summer days left to enjoy.  So what can you do this month for your home?

Clean The Grill

After a summer of heavy use, make sure your grill is still in good shape.  Heat it up for 10-15 minutes to burn off any residue and then scrub the grill with a wire brush.  Start looking for a grill cover to keep it protected through the winter.

Get Rid Of Allergens

Many people suffer from allergies due to dust mites.  But there are ways to rid your home of the dust without spending all day cleaning.  

Look for where dust lurks.  Use a damp cloth to clean all window blinds and fan blades once a month. If you have carpet, make it a priority to vacuum on a regular basis.  These things will get rid of dust and prevent allergies.

Save on Home Insurance

If we don't currently insure your home, call us at 360-452-9200 for a quote today. We'll look for every possible discount without sacrificing important coverage. Great insurance coverage is the best protection you can have!

/ Matt Elwood - Allstate Insurance/ / Comment

Matt Elwood

Matt Elwood grew up in Port Angeles, graduating from the high school before moving south to attend Pepperdine University in Malibu, CA. While earning his B.S.in Business Administration he secured an internship at Northwestern Mutual and started his financial career. After graduating from Pepperdine, Matt built a successful Insurance practice in Los Angeles while earning his investment licenses. After a decade of being away from family, Matt decided to move back to Port Angeles and purchase his mother’s Agency. The Helen Elwood Insurance Agency has been an established Allstate agency in Port Angeles for many years. Matt purchased the business in January 2011 and renamed it Elwood Benefits. Matt is focused on growing the business which leaves him little time for anything else. When he does take a break you’ll find him enjoying his family or out on the golf course.

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Best Of The Peninsula - Clallam County 2014

/ Matt Elwood - Allstate Insurance/

Tomorrow is the last day to vote for the Best of the Peninsula! To register and vote, please go to www.peninsuladailynews.com. 

Please consider voting for Matt Elwood - Allstate Insurance for best Insurance Company in Clallam County. We have been a finalist for seven of the last eight years.

Thank you for trusting us with your insurance needs!

/ Matt Elwood - Allstate Insurance/ / Comment
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Matt Elwood

Matt Elwood grew up in Port Angeles, graduating from the high school before moving south to attend Pepperdine University in Malibu, CA. While earning his B.S.in Business Administration he secured an internship at Northwestern Mutual and started his financial career. After graduating from Pepperdine, Matt built a successful Insurance practice in Los Angeles while earning his investment licenses. After a decade of being away from family, Matt decided to move back to Port Angeles and purchase his mother’s Agency. The Helen Elwood Insurance Agency has been an established Allstate agency in Port Angeles for many years. Matt purchased the business in January 2011 and renamed it Elwood Benefits. Matt is focused on growing the business which leaves him little time for anything else. When he does take a break you’ll find him enjoying his family or out on the golf course.

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