Insuring Your RV, Boat, Motorcycle & Summer Fun

Summer is rapidly approaching, and the residents of Port Angeles will start enjoying barbeques, trips to the lakes and coast, and enjoying time with their loved ones.

Now is the perfect time to schedule an Insurance Review, and make sure all your summer toys are covered. There are a few things to consider before the big items come out of winter storage

recreational vehicle

Your motorhome or travel trailer needs to be insured, especially if you’ll be driving or pulling it this year. You will want your RV covered for theft or damage, even if you don’t have a loan on it. No matter the circumstance, being driving cross-country or having it parked at the lake all summer, we offer quite a few different RV policies that will fit your needs.

Boat

When you have made the large investment for your boats and jet skis, it’s important to keep them protected, and to make sure you have the appropriate amount of liability coverage. Don’t forget your life jackets, and to have fun!

Motorcycle

Ready to hit the road? Remember to wear your helmet and to brush up on your safety skills. Don’t forget that you need liability coverage on your motorcycle, just like your vehicle. We can help you determine how much coverage to have that fits your needs!

all-terrain vehicle

Ready to go ride your ATV on the back country roads? Just like your vehicle, you need to have liability coverage on your All-Terrain Vehicles. Remember to be safe and to wear your protective gear.

Summer is a lot more fun when you know you and your high-priced recreational vehicles are safe and protected. For more information, please call us at 360-452-9200 or visit Allstate Insurance: Matt Elwood. 

Insurance Discounts....Are You Getting Them?

Discounts are the best way to save on your insurance bill each and every month.  But a lot of people are missing out on them!  With a little documentation, you could see great savings.

Security Discounts

Does your home have a security system or fire protection system?  Some of these devices will help you save on your home or renters insurance.  If you have a certificate of installation or current bill from your provider, let us know and we’ll see if you qualify.

Defensive Driving

Are you over the age of 55 and did you take a Defensive Driving course?  These classes will typically qualify for discount.  Just bring in a copy of your completion certificate and we’ll get it added to your policy.

Teenage Driver With Good Grades

Good grades will help you save on your car insurance!  Some of our car insurance policies offer a discount for students who maintain good grades.  Give us a call to see the requirements for your policy.  

Payment Discounts

There are many different options when it comes to paying your premiums.  Some policies offer discounts for paying in full or a reduced installment fee if you put the payment on auto-draft.  We can advise you of all the payment options so you pay as little as possible.

Multi-Policy Discounts

When you have all of your insurance in one place, you save more!  If your auto and home insurance is spread out between multiple companies or agencies, let us help you consolidate.  You’ll be better protected while closing possible gaps in coverage and save money.

What is the number one way to save? 

Talk to your agent!  When we schedule regular annual reviews, we can review your policy discounts and make sure you are receiving the best coverage at the best price.  Call 360-452-9200 today to schedule an appointment.

Port Angeles Renters Insurance

Your neighbor's neglect could cost you!

A stove left on. A bathtub left running. If your neighbor's mayhem causes damage to your property, you could be the one paying for it out of pocket.

Renters insurance from Matt Elwood - Allstate Insurance can help protect you and your stuff for about $10-15 a month, or less when bundled with an Allstate auto insurance policy.

Renters insurance from Allstate provides coverage for personal belongings and valuables, liability protection if someone is injured at your place and additional living expense if a covered loss makes your home uninhabitable.

Be safe, not sorry. Call me today at 360-452-9200 for a conversation on how renters insurance can protect you from mayhem.

Create A Winter Weather Prep Kit

It’s the time of year for icy winter weather. And as your Port Angeles insurance agent, I have to share a few things to get you prepared before the winter storms hit!

First things first, you want to have the right supplies on hand. Create a basic
emergency kit that includes a battery powered radio and at least one week’s worth of
food and safety supplies. Also include:

Drinking Water
Canned/No-Cook Food
Non-Electric Can Opener
First Aid Kit
Prescription Medicine As Needed
Bag of Cat Litter or Sand to add traction on walkways
Battery Powered Lamps
Carbon Monoxide and Smoke Alarm in working order

And what about when bad weather hits? Here are a few things to put on your winter
storm checklist:

• Leave water taps slightly open so they drip to prevent frozen pipes.
• Open kitchen cabinet doors under the sink to keep the pipes warm.
• Have an alternate heat source in case the power goes out. If you have a fireplace, make sure
you have plenty of dry firewood.

The most important thing you can do? Be prepared! A benefit to winter storms is that
you generally have plenty of warning that one is on the way. Don’t wait until the roads
are icy and dangerous. Get your supplies packed, your pipes protected, and a backup
plan in case of a power outage. And make sure that you have great Homeowners
Insurance! We can help with that. Call us for a free quote today at 360-452-9200.

Best Of The Peninsula - Clallam County 2014

Tomorrow is the last day to vote for the Best of the Peninsula! To register and vote, please go to www.peninsuladailynews.com. 

Please consider voting for Matt Elwood - Allstate Insurance for best Insurance Company in Clallam County. We have been a finalist for seven of the last eight years.

Thank you for trusting us with your insurance needs!

Boat Insurance Port Angeles, WA

Do you have the coverage you need?

A lot of people think their homeowners insurance policy covers their boat. Truth is, most homeowners policies cover very little in terms of boats or may exclude them completely.

Since boat insurance isn’t required in Washington State, a lot of people skip it in order to save money.  But that’s a very risky idea!

What If? What if a boat hits you? What if a passenger gets hurt? What if you hit a neighbor's dock?

Make sure your boat and boating equipment are protected with quality boat insurance from Allstate. It can cost as little as $20/mo.  

Call Matt Elwood at 360-452-9200 for a free quote on your boat or watercraft.