Any time there are property crimes in Port Angeles, I get asked the question - “Are my personal belongings covered if someone breaks into my car?”
Unfortunately, they typically are not covered. Your auto insurance covers your car
from damage and accidents, but not the items inside from theft.
But there are still ways to protect yourself. First, and most obvious, lock your doors! Thieves looking for a quick score are going around looking for unlocked doors for quick and easy access. Also, avoid keeping valuable items in your car in the first place. This includes things like your laptop, iPad, purse, etc.
If you’re out shopping at Swains or Safeway, keep your doors locked and put any items you must leave away in the trunk.
But this isn't always possible. This is why you want to make sure you’re covered by carrying Renters or Homeowners Insurance for your personal belongings.
These policies include a certain amount of coverage for property off premises. These are subject to your deductible so make sure to discuss with your agent to see what kind of coverage you have currently.
With a little bit of prevention and great insurance, you’ve won’t have to worry about
items being stolen from your car. Have questions? Give us a call to discuss them
anytime at 360-452-9200