Are you on a fixed budget? Many Baby Boomers are and at the same time, getting squeezed by the economy. One thing you can do is review your car insurance to make sure you are getting all the discounts you are eligible for. There are several that exist, but here are three big discounts to ask your agent about.
55 and Retired Discount
This is a great discount if you are no longer working and over the age of 55. Allstate offers 10% for this discount in their preferred auto line. Not all coverages are discounted, but the major ones are like liability, property damage, comprehensive and collision. No drivers under the age of 25 allowed on the policy to receive the discount.
Defensive Driver Discount
Drivers who are 55 years of age and older who successfully complete an accident prevention course approved by the Washington Department of Licensing can receive a 5% discount on their auto insurance. The discount is good for 2 years after which you must successfully retake the course to continue to receive the discount. Here is a link to sign up for a course near you in Washington State. http://www.dmv.org/wa-washington/defensive-driving.php
Not everyone has the cash flow to pay their premiums in full, but if you can budget the money in order to save the necessary premium it can be worth it. The Full-Pay Discount is 10% on select coverage on Allstate’s Washington preferred auto line. If you can do this now, take advantage. If not, start saving for the next renewal period!
These are just a few of the discounts available on your auto insurance. Next time you speak with your agent, make sure you are getting all the possible discounts you qualify for. If you would like a free car insurance quote along with a review of your discounts, please contact me at 360-452-9200
Want more information? Please visit my official Allstate Agency Website to get more information on the Allstate products and services I can offer in Port Angeles, Sequim or anywhere Washington State.