Course of Construction Homeowners Insurance

Building your dream home in Port Angeles? Make sure you have the right type of insurance. Homeowners insurance provides coverage for your home, while course of construction insurance provides protection for your home as it is in the process of being built.

Course of construction policies typically cover the value of the structure up until the point at which it is either ready to occupy or has been moved in to. This will protect your investment from fire, theft, vandalism or windstorm. 

Certain policies may also cover theft of building materials and premises liability during the building process. Before you begin your build, be sure to check with your agent to see what is covered and if there any policy exclusions.

Once your project is complete, be sure to let your insurance agent know so they can covert the policy to a traditional homeowners policy

For more information on Allstate Insurance or for a personal review call 360-452-9200 or email


Matt Elwood

Matt Elwood grew up in Port Angeles, graduating from the high school before moving south to attend Pepperdine University in Malibu, CA. While earning his Business Administration he secured an internship at Northwestern Mutual and started his financial career. After graduating from Pepperdine, Matt built a successful Insurance practice in Los Angeles while earning his investment licenses. After a decade of being away from family, Matt decided to move back to Port Angeles and purchase his mother’s Agency. The Helen Elwood Insurance Agency has been an established Allstate agency in Port Angeles for many years. Matt purchased the business in January 2011 and renamed it Elwood Benefits. Matt is focused on growing the business which leaves him little time for anything else. When he does take a break you’ll find him enjoying his family or out on the golf course.