Building your dream home in Port Angeles? Make sure you have the right type of insurance. Homeowners insurance provides coverage for your home, while course of construction insurance provides protection for your home as it is in the process of being built.
Course of construction policies typically cover the value of the structure up until the point at which it is either ready to occupy or has been moved in to. This will protect your investment from fire, theft, vandalism or windstorm.
Certain policies may also cover theft of building materials and premises liability during the building process. Before you begin your build, be sure to check with your agent to see what is covered and if there any policy exclusions.
Once your project is complete, be sure to let your insurance agent know so they can covert the policy to a traditional homeowners policy
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