Insurance Basics When You’re Buying A Home In Port Angeles

Many of my clients begin house hunting during the spring and summer months.  And while you may know all the basics to getting a mortgage and finding the perfect house, many people have no clue where to begin in looking for homeowners insurance.

That’s where we come in!  

Home buying is a long and sometimes stressful process, but the insurance doesn’t have to be. Here’s how to make it incredibly simple.

When you find the right home and have an accepted offer, let your lender know that we’ll be handling your insurance.  

They’ll typically send us the loan information, but you can speed up the process by calling us and letting one of our agents get all of the important details.  We’ll need to know things like what year the home was built, how many square feet, what construction materials, and other items like that.

Then we’ll contact your lender to determine the closing date and the mortgagee clause.  (You don’t need to worry about this!  Just let us know who is taking care of your loan and we’ll handle the details.)

We’ll fax all of the insurance documents to your lender before the closing date and you’ll be ready to go!  

To save a little extra on your home policy, let us know about any security systems or if you’d like to quote your auto insurance at the same time.

Home buying can be stressful, the insurance side is really simple with the right communication and team.  Call us at 360-452-9200 today to discuss your new home.

Want more information? Please visit Matt ElwoodAllstate Insurance to get more information on the Allstate products and services I can offer in Port Angeles, Sequim or anywhere Washington State. 


Matt Elwood

Matt Elwood grew up in Port Angeles, graduating from the high school before moving south to attend Pepperdine University in Malibu, CA. While earning his Business Administration he secured an internship at Northwestern Mutual and started his financial career. After graduating from Pepperdine, Matt built a successful Insurance practice in Los Angeles while earning his investment licenses. After a decade of being away from family, Matt decided to move back to Port Angeles and purchase his mother’s Agency. The Helen Elwood Insurance Agency has been an established Allstate agency in Port Angeles for many years. Matt purchased the business in January 2011 and renamed it Elwood Benefits. Matt is focused on growing the business which leaves him little time for anything else. When he does take a break you’ll find him enjoying his family or out on the golf course.