Halloween Insurance Tips in Port Angeles

It's October and that means that Halloween is on it's way!  We love any excuse to celebrate, but Halloween is especially fun around the office. However, I wouldn't be a good insurance agent if I didn't give a few good liability tips too.

You've heard most Halloween advice over and over.

Pack a flashlight for when it gets dark.
Put reflective tape on children's costumes.
Check the kid's candy before letting them eat any.

But what about the risks at your home?

Your Homeowners Insurance covers you if someone is injured on your property. But
there are a few things you can do to prevent accidents before they happen!

1. Change your lightbulbs

Is your porch light burned out? What about lights along
pathways? Good lightning will help prevent children (and adults) from tripping.

2. Clear hazards

Tree limbs in your yard? A hole you've been meaning to fill? These
are all potential hazards that could cause an injury and subject you to a liability
claim. Clean them up before you have people trick-or-treating at your home!

3. No open flames

While candle filled pumpkins are fun to make, they can be
dangerous too. If you use any open flame candles, make sure they are up high and
away from any loose costume pieces.

And the easiest way to protect yourself? Make sure you have plenty of liability insurance! Call us today at 360-452-9200 to schedule a free review and detailed explanation of how we can keep your home and family protected.


Matt Elwood

Matt Elwood grew up in Port Angeles, graduating from the high school before moving south to attend Pepperdine University in Malibu, CA. While earning his B.S.in Business Administration he secured an internship at Northwestern Mutual and started his financial career. After graduating from Pepperdine, Matt built a successful Insurance practice in Los Angeles while earning his investment licenses. After a decade of being away from family, Matt decided to move back to Port Angeles and purchase his mother’s Agency. The Helen Elwood Insurance Agency has been an established Allstate agency in Port Angeles for many years. Matt purchased the business in January 2011 and renamed it Elwood Benefits. Matt is focused on growing the business which leaves him little time for anything else. When he does take a break you’ll find him enjoying his family or out on the golf course.