What is Rental Reimbursement Coverage (And Do You Really Need It)?

You may have noticed in your auto policy documents the term Rental Reimbursement. What is it? How does it work? Do you REALLY need it?

Essentially Rental Reimbursement is a coverage that helps you when your car is in the shop getting repaired from a covered claim. For example, a fender bender or a wind storm that caused a tree branch to fall on your car. 

What will you drive? How does it work?

This is where Rental coverage comes into play. The insurance company will pay a certain amount per day (based on your policy) towards a rental car. This way, you can still make it to work and family events. 

Do I really need it?

We highly recommend this coverage, however there are some instances that you may not need it. If you own multiple vehicles, live close to work or town, or work from home, you may not need the rental coverage.

If you are not sure what coverage is best for you, please give us a call at 360-452-9200, or visit our Allstate Website and we can discuss exactly how much the coverage will cost and the different levels that are offered. We look forward to helping you choose the right coverage for you!


Matt Elwood

Matt Elwood grew up in Port Angeles, graduating from the high school before moving south to attend Pepperdine University in Malibu, CA. While earning his B.S.in Business Administration he secured an internship at Northwestern Mutual and started his financial career. After graduating from Pepperdine, Matt built a successful Insurance practice in Los Angeles while earning his investment licenses. After a decade of being away from family, Matt decided to move back to Port Angeles and purchase his mother’s Agency. The Helen Elwood Insurance Agency has been an established Allstate agency in Port Angeles for many years. Matt purchased the business in January 2011 and renamed it Elwood Benefits. Matt is focused on growing the business which leaves him little time for anything else. When he does take a break you’ll find him enjoying his family or out on the golf course.