Customer Appreciation Event

Here at Matt Elwood’s Allstate Agency, we are holding our first customer appreciation event to show our thanks to all of our wonderful customers. We have rented out Deer Park Cinema for a private showing of Star Trek Beyond. In addition to the movie, we are hosting a free small soda and popcorn for our customers and their guest.

Invitations have been sent out via email, text and direct mail. If you haven’t received your invitation, please call or text the agency to reserve your seats at 360-452-9200. You can also email mattelwood@allstate.com. 

Or you can also let us know via our Facebook Event and also Like Us on Facebook.

Come join us for a FREE private showing of Star Trek Beyond! 

Where: Deer Park Cinema
            96 Deer Park Rd, Port Angeles, WA 98362
When:  Saturday July 23rd, 2016
Time:   Check In- 9:30am
            Movie- 10:00am

Please RSVP as seats are limited to the first 215 people!

Live Long and be Better Protected…

Clallam County Home Show 2016!

Come see us at the Clallam County Home Show located at the Port Angeles High School Gymnasium on March 12th and 13th from 9:30 am to 4 pm. 

We will be located in booth 202 in the Roughrider Gym!

Our agency is very excited about taking part in this amazing community event. We look forward to meeting new people, engaging with our current customers and answering questions. 

Come by and see us and enter one of our drawings!

Headlight Restoration… What Is It?

Have you ever driven at night and noticed that the headlights of the driver in the opposite lane is making it hard for you to see them?

Cloudy headlights are more than just a cosmetic issue, it can also pose a serious threat to one’s safety. 

Headlights can become cloudy or hazy from age. Today’s headlights are made from a polycarbonate plastic that has a UV protectant on it. But with excess UV exposure and other environmental factors such as rock chips, the UV protectant can deteriorate over time leaving your headlight lens exposed to the elements. When this happens, your lens can become hazy or cloudy reducing the effectiveness of your headlight by up to 80%. 

Want a local solution? Jason, owner of Bondy’s Glass of Port Angeles, offers headlight restoration for a $25 fee. He has also agreed to restore any Allstate Customers headlights when they come in for a Windshield Service, free of charge. 

Please call Jason Bondy at Bondy’s Glass at 360-452-6639 or visit them at 1919 E. First Street in Port Angeles, WA. 

Disclaimer: The information contained in this blog is provided as a public service with the understanding that Allstate nor Elwood Benefits Inc. makes any warranties, either expressed or implied, concerning the accuracy or dependability of the information in this blog. Additionally, neither Allstate nor Elwood Benefits Inc. will be held accountable for any commercial providers or their products or services.

Are Solar Panels Covered On My Homeowner’s Insurance?

It depends…Here’s how it works with Allstate in the state of Washington.

If you are looking at getting Solar Panels for your home, there are a few things that you need to think about first.

How you attach them to your home makes a big difference!

Attached

If the panels will be permanently attached to your home, then they would be covered under your dwelling coverage. If you are adding the solar panels after your policy has been written, make sure that you talk to your agent to increase the dwelling coverage.

Detached

If they are going to be standalone panels, such as set up in the yard, then they would be covered under the “other structures” coverage, such as your detached garage. Most policies include an automatic 10% of what the dwelling amount is for other structures. It’s a good idea to verify that you have enough coverage.

Portable

If you are going to have portable panels, those would be covered under your contents coverage, like your furniture and belongings.

If you are considering solar panels and want to make sure that you are covered correctly, please give us a call at Matt Elwood’s Allstate Agency at 360-452-9200. 

Your Insurance Financial Plan

Do you have a financial plan? Many of these plans include a family budget, savings for emergencies, retirement savings, and….insurance! 

There are many important parts to having a strong financial plan. Let’s review!

Protect Your Stuff

This is usually what comes to mind when you think of insurance. Fixing your car after an accident, or replacing your belongings after a loss. When setting up your financial plan, or reviewing it, you want to make sure that your assets are covered. Those would be your cars, home(s), jewelry or artwork, boats, motorcycles, ATV’s, etc. Make sure that you have full replacement cost coverage and that your deductible is reasonable. (These details we can explain.)

Protect Your Money

Liability is extremely important, but can be misunderstood. If you were to be in an at-fault accident, your assets and money are at risk! For example, what would happen if you or your teenager were involved in an accident and got sued? What if you didn’t have enough liability insurance? Making sure you have enough coverage can make sure this doesn’t happen! We look at what your assets are (i.e. home, car) and create a plan that best suits you and your needs. 

Protect Your Family

Belongings can be replaced, but how do we make sure your family is protected? The best way to make sure your family is covered is with good life and disability insurance! If something were to happen to you, would your family be able to pay off debt, pay for college and be able to live on their wages? We can craft a plan to make sure that everything that is important to you is covered. 

This may seem like a lot to take in, and we understand. At Matt Elwood’s Allstate Agency we strive to take the stress off of your shoulders. You can trust us to take care of you! Call us at 360-452-9200 to schedule a financial planning review with our agent, Matt!

Life Insurance is Affordable

September is Life Insurance Awareness month. You have probably seen media advertisements and articles talking about why this coverage is so important all month long. And you probably already know it’s important. But that doesn’t mean you have your policy set up yet!

Life insurance is the perfect way to make sure your family is covered financially if you aren’t able to care for them anymore. The best part is we can tailor it to your needs. 

The Life Foundation says that only 62% of people who believe they need life insurance actually have it. And even those that have insurance only carry enough to replace their income for 3.6 years. If you have young children to support, that is simply not enough time! And if you are skipping life coverage all together, then you are putting your family at risk. 

Why do so many people wait too long to purchase life insurance? The Life Foundation says that 86% of Americans say they haven’t purchased their policies because it’s “too expensive”, yet studies show they overestimate the cost by more than DOUBLE!

Life Insurance rates are based on a number of factors, such as: age, health conditions and smoking status. By purchasing when you are younger and being a non-smoker, you can save a considerable amount of money. Actually, many term life policies are less than $30 a month!

We recommend calling our office at 360-452-9200 to make an appointment with our life insurance specialist, Matt Elwood. Make sure to bring information such as annual income, as well as any debts (like your mortgage). We will give you an idea of how much coverage you will need, as well as different ways to make it fit your budget. You can always drop by our office at 707 East Front Street in Port Angeles and start your conversation about life insurance.