Insurance For Your Wedding Rings

Did you know that June is the most popular month for weddings?  

I’ve seen many of my clients planning weddings over the next few weeks.  So I thought I’d share an insurance tip this week just for engaged couples and newlyweds.

You’re spending a lot of money on your wedding and those new rings.  Make sure they’re covered!  

Jewelry is covered under your Homeowners or Renters insurance.  But the coverage amount can be limited.   If you don’t cover the individual piece of jewelry specifically, you might not have enough insurance if it were to be lost or stolen.

Here’s what I recommend.  Get an appraisal of your rings from a local jeweler. A lot of our customers like to go to Cole’s Jeweler’s in Sequim. Then bring in a copy and we’ll add the rings to your policy.  (We can also discuss deductibles or special coverage.)  Depending on the value of the ring, you might spend only a few dollars a year to know that your valuable jewelry is insured.

If you are renting or getting ready to purchase a home and don’t have a policy, now is a great time to schedule a consultation to discuss what coverage you’ll need and give you a ballpark figure for what it will cost.  Renters Insurance is very inexpensive and can give you a lot of peace of mind as you combine your two households.

But the best tip I can give?  Get a local insurance agent you can trust!  We’ll look out for you and help you get the right coverage at an affordable rate.  Call us today at 360-452-9200 or visit our Allstate Website to get a quote.

Port Angeles Renters Insurance

Your neighbor's neglect could cost you!

A stove left on. A bathtub left running. If your neighbor's mayhem causes damage to your property, you could be the one paying for it out of pocket.

Renters insurance from Matt Elwood - Allstate Insurance can help protect you and your stuff for about $10-15 a month, or less when bundled with an Allstate auto insurance policy.

Renters insurance from Allstate provides coverage for personal belongings and valuables, liability protection if someone is injured at your place and additional living expense if a covered loss makes your home uninhabitable.

Be safe, not sorry. Call me today at 360-452-9200 for a conversation on how renters insurance can protect you from mayhem.

Why You Need Renters Insurance in Port Angeles

If you are currently renting your home or apartment, it’s time to learn more about renters insurance!  

Here’s the deal.  Homeowners insurance covers the house itself and the items inside.  But if you don’t own the home, you don’t need insurance to cover it.  All you need is coverage for your personal belongings.

It might not seem like a lot, but all those little items add up!  When you think about the cost to replace your furniture, dishes, sheets, clothes, books, and everything else filling up your home, it’s probably more than you thought.  

Renters insurance is an affordable way to protect what you’ve worked hard to acquire.  And it’s probably a lot cheaper than you’d expect!  In fact, many times the discount you receive on your car insurance for having multiple policies can almost pay for the entire renters policy! 

Renters insurance also includes important liability coverage.  If you accidentally cause a fire that burns down the property, your insurance pays the landlord to replace it (protecting you from a damaging lawsuit).  

So if you’re renting in Port Angeles, it’s time to look at protecting your valuables.  Give us a call at 360-452-9200 today and ask for a no obligation quote on renters insurance.  And don’t forget to find out how much you’ll save on your car insurance too! 

Auto Insurance Discounts For Families

Save on your insurance by bundling!

Are you looking for ways to save money on your family budget? Car insurance discounts are a great place to start. There are several discounts available, but here are 3 great ones for your family to take advantage of if you are not already.

Multiple Policy Discount

You have probably heard it a thousand times on television or radio, but bundling your insurance policies with one company can save you a lot of money. The multiple policy discount is recognized by having your auto insurance along with your homeowners insurance, renters insurance or condo insurance policy together. You can save several hundred dollars a year by doing this.

Auto and Life Discount

Allstate recently announced their new Auto/Life discount in the state of Washington for their preferred auto line. By having your life insurance with Allstate and/or Lincoln Benefit Life, you can receive a 2.5% discount on the next renewal of your auto insurance. Hey, it all adds up!

Good Student Discount

Do you have kids in high school or college? If so, it pays for them to have good grades. If your student is under the age of 25, a full-time student, unmarried with a grade average of B or better or in the top 20% if their class, you qualify for a discount on your auto insurance. The amount of the discount depends on what policy and coverage you have so check with your local agent.

These are just a few of the discounts available on your auto insurance. Next time you speak with your agent, make sure you are getting all the possible discounts you qualify for. If you would like a free car insurance quote along with a review of your discounts, please contact me at 360-452-9200

Want more information? Please visit my official Allstate Agency Website to get more information on the Allstate products and services I can offer in Port Angeles, Sequim or anywhere Washington State.