Why You Need Good Liability Coverage On Your Homeowner's Insurance

Warm weather has arrived and everyone is beginning their yard work. Mowing, planting
flowers, and digging those vegetable gardens. There is a lot of work to be done.

So let's say that you dig a large hole in the front yard so you can plant a new tree. You
walk away for a moment and while you're gone the kid next door runs through the yard,
falls in the hole, and breaks his ankle.

Unfortunately, you could be held responsible. But not to worry, your homeowner's
liability insurance is made for these kind of situations. It will pay if someone is injured
on your property. It's the coverage that protects you if the dog bites your child's friend
(as long as it's not a restricted breed) or if your cousin falls down your front steps.

If you have a large number of assets, then you'll want higher liability coverage. If the
injury exceeds your liability coverage amount, then you could be sued for the difference.
Work with your agent local Allstate agent Matt Elwood to determine the amount of coverage that you are comfortable carrying.

No one can protect themselves by just being careful alone. There are too many
possible scenarios that you could never foresee. But with the right insurance coverage,
you'll never have to worry.

Call your Port Angeles agent Matt Elwood at 360-452-9200 to schedule a no obligation consultation and homeowner's insurance quote.

Want more information? Please visit Matt Elwood - Allstate Insurance to get more information on the Allstate products and services I can offer in Port Angeles, Sequim or anywhere Washington State. 


Matt Elwood

Matt Elwood grew up in Port Angeles, graduating from the high school before moving south to attend Pepperdine University in Malibu, CA. While earning his B.S.in Business Administration he secured an internship at Northwestern Mutual and started his financial career. After graduating from Pepperdine, Matt built a successful Insurance practice in Los Angeles while earning his investment licenses. After a decade of being away from family, Matt decided to move back to Port Angeles and purchase his mother’s Agency. The Helen Elwood Insurance Agency has been an established Allstate agency in Port Angeles for many years. Matt purchased the business in January 2011 and renamed it Elwood Benefits. Matt is focused on growing the business which leaves him little time for anything else. When he does take a break you’ll find him enjoying his family or out on the golf course.