One of the most common conversations I have with clients is about teenage drivers. We’ve all heard the horror stories. Your friends will warn you about the hundreds and even thousands of dollars they’re spending to let their kids drive. But it doesn’t have to be this way!
With a little bit of knowledge and planning you can drastically cut your costs. Here’s what you need to know.
1. Buy an older car for cash.
This probably isn’t what your teenager was hoping to get, but it’s the best way to keep your insurance manageable. Liability coverage is much more affordable than full coverage with comprehensive and collision.
2. Take advantage of discounts.
Allstate's Drivewise discount enables you and your teen driver to be rewarded for safe driving. As a parent, you can use the online metrics as a teaching tool or setup a a reward/punishment system with your teen. Click on our Drivewise link to learn more.
3. Get good grades.
Good grades reflect a more responsible driver. Drop off a copy of your teenager’s latest report card and see if they qualify.
Yes, young drivers will raise your insurance costs, but it doesn’t have to be terrible. Schedule an appointment to sit down with Matt and discuss your policy specifically. We’ll review all of your options and any discounts you can qualify for. Call Matt Elwood at 360-452-9200 today to see what options are available for you and your teenage driver.
Want more information? Please visit my official Allstate Agency Website to get more information on the Allstate products and services I can offer in Port Angeles, Sequim or anywhere Washington State.