Worried About Teenage Drivers?

One of the most common conversations I have with clients is about teenage drivers.  We’ve all heard the horror stories.  Your friends will warn you about the hundreds and even thousands of dollars they’re spending to let their kids drive.  But it doesn’t have to be this way!

With a little bit of knowledge and planning you can drastically cut your costs.  Here’s what you need to know.

1.     Buy an older car for cash.  

This probably isn’t what your teenager was hoping to get, but it’s the best way to keep your insurance manageable.  Liability coverage is much more affordable than full coverage with comprehensive and collision.

2.    Take advantage of discounts.

Allstate's Drivewise discount enables you and your teen driver to be rewarded for safe driving. As a parent, you can use the online metrics as a teaching tool or setup a a reward/punishment system with your teen. Click on our Drivewise link to learn more.

3.    Get good grades.

Good grades reflect a more responsible driver.  Drop off a copy of your teenager’s latest report card and see if they qualify.

Yes, young drivers will raise your insurance costs, but it doesn’t have to be terrible.  Schedule an appointment to sit down with Matt and discuss your policy specifically.  We’ll review all of your options and any discounts you can qualify for.  Call Matt Elwood at 360-452-9200 today to see what options are available for you and your teenage driver.

Want more information? Please visit my official Allstate Agency Website to get more information on the Allstate products and services I can offer in Port Angeles, Sequim or anywhere Washington State. 


Matt Elwood

Matt Elwood grew up in Port Angeles, graduating from the high school before moving south to attend Pepperdine University in Malibu, CA. While earning his B.S.in Business Administration he secured an internship at Northwestern Mutual and started his financial career. After graduating from Pepperdine, Matt built a successful Insurance practice in Los Angeles while earning his investment licenses. After a decade of being away from family, Matt decided to move back to Port Angeles and purchase his mother’s Agency. The Helen Elwood Insurance Agency has been an established Allstate agency in Port Angeles for many years. Matt purchased the business in January 2011 and renamed it Elwood Benefits. Matt is focused on growing the business which leaves him little time for anything else. When he does take a break you’ll find him enjoying his family or out on the golf course.