Why You Need Two Umbrellas Living In Port Angeles
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It has been said that summer doesn’t start around here until after July 4th. Too bad it only lasts through Labor Day! Living on the Olympic Peninsula, the need for a good umbrella to shield you from the rain is almost year-round. However, the need for a Personal Umbrella Policy (PUP) to shield you from lawsuits is constant.
Your nightmare
Here is the worst case scenario: It is raining out, your car skids and side-swipes an on-coming car causing an accident with a doctor and his wife aboard. The wife is killed and the doctor is hurt so badly that he will never be able to work again. A jury awards him millions of dollars and you are liable. Even though you have great limits of liability on your auto and homeowners policy of $500,000, the lawyers continue to go after your home, life savings and even garnish your future income until the full amount is paid. To protect you from one of these lawsuits, we recommend a PUP. A PUP is excess liability coverage over your current car and home policies. PUPs take care of the liability for the lawsuits and medical bills of the auto accident victim or any other situation where you become legally obligated to pay. The great thing is that PUPs also pay for the cost of lawyers and other legal expenses. Whether lawsuits are valid or not, you wind up having to defend yourself against them. In situations like these, it is great to have Allstate on your side with a Personal Umbrella Policy. There are countless examples of claims we see that reach the liability thresholds of traditional auto and homeowners insurance policies. No one is immune to these types of situations and they could happen at any time. Don’t leave yourself financially exposed.
Your Solution
Allstate offers a range of coverage amounts from $1 million increments up to a maximum limit of $5 million. They cost as low as $15 per month and that is truly money well spent. Call us today at 360-452-9200 to see if this policy might be right for you.
Want more information? Please visit Matt Elwood - Allstate Insurance to get more information on the Allstate products and services I can offer in Port Angeles, Sequim or anywhere Washington State.
