Why You Need Renters Insurance in Port Angeles

If you are currently renting your home or apartment, it’s time to learn more about renters insurance!  

Here’s the deal.  Homeowners insurance covers the house itself and the items inside.  But if you don’t own the home, you don’t need insurance to cover it.  All you need is coverage for your personal belongings.

It might not seem like a lot, but all those little items add up!  When you think about the cost to replace your furniture, dishes, sheets, clothes, books, and everything else filling up your home, it’s probably more than you thought.  

Renters insurance is an affordable way to protect what you’ve worked hard to acquire.  And it’s probably a lot cheaper than you’d expect!  In fact, many times the discount you receive on your car insurance for having multiple policies can almost pay for the entire renters policy! 

Renters insurance also includes important liability coverage.  If you accidentally cause a fire that burns down the property, your insurance pays the landlord to replace it (protecting you from a damaging lawsuit).  

So if you’re renting in Port Angeles, it’s time to look at protecting your valuables.  Give us a call at 360-452-9200 today and ask for a no obligation quote on renters insurance.  And don’t forget to find out how much you’ll save on your car insurance too! 



Matt Elwood

Matt Elwood grew up in Port Angeles, graduating from the high school before moving south to attend Pepperdine University in Malibu, CA. While earning his B.S.in Business Administration he secured an internship at Northwestern Mutual and started his financial career. After graduating from Pepperdine, Matt built a successful Insurance practice in Los Angeles while earning his investment licenses. After a decade of being away from family, Matt decided to move back to Port Angeles and purchase his mother’s Agency. The Helen Elwood Insurance Agency has been an established Allstate agency in Port Angeles for many years. Matt purchased the business in January 2011 and renamed it Elwood Benefits. Matt is focused on growing the business which leaves him little time for anything else. When he does take a break you’ll find him enjoying his family or out on the golf course.


Auto Insurance Discounts For Families

Save on your insurance by bundling!
Save on your insurance by bundling!

Are you looking for ways to save money on your family budget? Car insurance discounts are a great place to start. There are several discounts available, but here are 3 great ones for your family to take advantage of if you are not already.

Multiple Policy Discount

You have probably heard it a thousand times on television or radio, but bundling your insurance policies with one company can save you a lot of money. The multiple policy discount is recognized by having your auto insurance along with your homeowners insurance, renters insurance or condo insurance policy together. You can save several hundred dollars a year by doing this.

Auto and Life Discount

Allstate recently announced their new Auto/Life discount in the state of Washington for their preferred auto line. By having your life insurance with Allstate and/or Lincoln Benefit Life, you can receive a 2.5% discount on the next renewal of your auto insurance. Hey, it all adds up!

Good Student Discount

Do you have kids in high school or college? If so, it pays for them to have good grades. If your student is under the age of 25, a full-time student, unmarried with a grade average of B or better or in the top 20% if their class, you qualify for a discount on your auto insurance. The amount of the discount depends on what policy and coverage you have so check with your local agent.

These are just a few of the discounts available on your auto insurance. Next time you speak with your agent, make sure you are getting all the possible discounts you qualify for. If you would like a free car insurance quote along with a review of your discounts, please contact me at 360-452-9200

Want more information? Please visit my official Allstate Agency Website to get more information on the Allstate products and services I can offer in Port Angeles, Sequim or anywhere Washington State.